The Citibank Personal Loan is a quick and easy facility to assist you in meeting needs that are important to you and your family. Your loan from Citibank is simple, convenient, flexible, and gives you control over your finances.

3 reasons why a Citibank Personal Loan is the right choice for you:

  • Cash on your terms with flexible repayment options up to 60 months
  • High loan amounts up to BHD 10,000
  • Top-up your loan after 6 months

If you take a Loan of BHD 10,000, for a tenure of 60 months, on a Personal Instalment Loan when APR is 24% & effective APR is 24.5%, the EMI will be BHD 290.4. The admin fee is capped at BHD 105 (inclusive of VAT).


  1. APR is the nominal annual percentage rate
  2. EMI is equal monthly instalment

Can I get an addition to my loan?
Yes. We do offer you the facility to easily take an addition to your existing loan based on the eligibility criteria.

What else do I get if I take Citibank Personal Loan?

  • Access to our 24-Hour CitiPhone Service to manage your accounts, round-the-clock from anywhere in the world
  • A consolidated statement that gives you a clear picture of your finances
  • Plus, a world of exclusive privileges and services when you bank with Citibank

How to repay the loan?
You can make your repayments at any Citibank branch or by means of direct debit instruction from your Citibank account. As an alternative, you can repay through our correspondent banks or make EFT from your account with any other bank

All Loans are approved at the sole discretion of Citibank, N.A., Bahrain Branch. Approval for Loan application is subject to receipt of complete documentation, required information to the satisfaction of Citibank, and upon successful verification of the same.

Citibank Terms and Conditions apply and are subject to change with prior notice. They are available upon request and on our website All fees and charges mentioned in the Schedule of Fees and Charges apply and can be found on our website. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Bahrain Branch. Citibank, N.A. Bahrain Branch makes no warranties and assumes no liability or responsibility with respect to the products and services provided by other entity(ies).