Fees and Charges

Annual Membership Fee is BHD 50

Retail interest rate per month is 2.99%

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Minimum Income is BHD 1000


As a Citi PremierMiles cardmember you will automatically be enrolled into the Citi Rewards Program with which you can earn and redeem Citi Miles for a host of amazing redemption options which have been created keeping your needs in mind. Whats more your Citi Miles never expire.


Foreign Currency Purchases

Earn 3.97 Citi Miles for any BHD 1 spent in foreign currency. This means that whether you book hotel stays, shop or spend on entertainment, paying in foreign currency gets you more points.


Local Currency Purchases

Earn 2.65 Citi Miles for any BHD 1 spent in local currency (BHD). So whether you are dining out at a five star restaurant, or grabbing your favorite drink from your local coffee shop, use your card everywhere you shop and earn points.

Redeem your Citi Miles

From redemption for merchandise to instant rewards like booking your travel itinerary with your Citi Miles, the Citi Rewards Program will truly provide an unmatched rewards experience. Outlined below are the redemption options you can enjoy through the Citi Rewards Program


Use your Citi Miles to order merchandise from apparel to electronics to home goods and more. Browse through a host of items for every interest and have them delivered to your doorstep

Book Travel

An online portal where you can redeem your Citi Miles for flights, hotels, rental cars and holiday packages with no blackout dates for booking.

Points Transfer

Transfer your Citi Miles to participating travel loyalty programs to redeem for flights, hotel stays and more on a 1:1 or better basis, giving you the best conversion rates without being tied down to any given program

Annual Membership Fee Reversal

If you wish, you can redeem your Citi Miles to cover the annual membership fee for your Citi PremierMIles Credit Card.


Global Aiport Lounge Access

Unlimited complimentary access to 20+ select airport lounges worldwide for you and your supplementary cardmembers.

To learn more click here

Dining Privileges

Gourmet Pleasures from Citi is our mouthwatering dining program. Enjoy up to 20% discount at select restaurants. Browse through the whole selection now.

Click for a list of offers

Supplementary Credit Cards

Get up to 5 supplementary cards for your family members. You don’t have to pay any additional fee and can choose the spending limit on each card.


Automatic Account Alerts

To stay informed about your account activity, set up alerts, we'll remind you about your balance levels, payments due, or when you go over your credit limit and every purchase made with your card through the Citibank Alerting Service.

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Monthly Bill Payment

If you hold an account with Citi, please visit www.citibank.bh and pay through Citibank Online; or make a deposit at a Citi ATM. We now accept payments even without your Citi Credit Card.


Citi Credit Card monthly interest rate 2.99%, annualized interest rate 35.88%.

All credit card approvals are at the sole discretion of Citibank, N.A. Bahrain. Approvals are based on:

  • i. Completion & submission of documents required by Citibank,N.A. Bahrain
  • ii. Customer meeting eligibility criteria of Citibank,N.A. Bahrain
  • iii. Customer's agreement to the terms and conditions of the credit card facility

Citibank does not apply caps on Citi Miles awarded for purchases. You will not earn Citi Miles for cash withdrawn on your Citi Credit Card, any fees or charges levied on your account as per our Schedule of Charges, payment of utility bills, transactions at exchanges houses, purchases of saving certificates, bonds and other debt instruments, transactions converted to 0% EIP and Direct Debit transactions.

For the details on the Citi PremierMiles Terms and Conditions please click here. Citi PremierMiles Program, Citibank and Partner Terms and Conditions apply, are subject to change and are available upon request. For the current Terms and Conditions, please click here. All offers are made available on a best-effort basis and at the sole discretion of Citibank N.A. Citibank N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partner(s) / other entity(ies).