Credit Card Payment Options

Enjoy the Convenience

Paying your Citi Credit Card balance doesn't have to be a hassle! Choose from a variety of payment options to suit your needs.

Make an online transfer from your Citibank Account

You can choose to pay your balance absolutely free of charge through Citibank Online.

Online Transfer From your Citibank Account


Pay online through a Citibank account:

  • Sign on to Citibank online at
  • Under the "Payments & Transfers" tab, click on "Make a payment or a transfer"
  • Select "Transfer between my own accounts"
  • Select the account you want to pay from as the source and your credit card as destination
  • Select the amount you want to pay
  • Choose when you want the payment to be made.
  • Click 'Next' to review the details of the transfer
  • Select 'Confirm and Pay'

Not yet registered for online banking? Register here in three easy steps.


Citi Credit Card monthly interest rate 2.99%, annualized interest rate 35.88%.

Charges will be applicable If you pay less than the outstanding amount as per schedule of fees & charges