Fees and Charges

Annual Fee 100 BHD

Interest Rate per month is 2.99%

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Your minimum income should be 1,500 BHD per month


Airport lounge access

Unlimited complimentary access to 750+ airport lounges worldwide for you, your supplementary cardmembers and one free guest each.

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Complimentary golf

Enjoy complimentary golf once per month at any time during the week including weekends at Royal Golf Club Bahrain.

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Supplementary cards

Get up to 5 supplementary cards for your family members. You don't have to pay any additional fee and can choose the spending limit on each card.

Dining Privileges

Gourmet Pleasures from Citi is our mouthwatering dining program. Enjoy up to 20% discount at select restaurants. Browse through the whole selection now.

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Travel insurance

You are entitled to complimentary Travel Accident Insurance cover, as well as compensation for inconvenience due to delayed or missed flights and luggage when your tickets are purchased with your Emirates-Citibank Credit Card.


Automatic Account Alerts

To stay informed about your account activity, set up alerts, we'll remind you about your balance levels, payments due, or when you go over your credit limit and every purchase made with your card through the Citibank Alerting Service.

Utility Bill Payment

Pay for your utility services from wherever your are. Just call our 24-Hour CitiPhone Service on 17 582484 or log on to www.citibank.bh

Additional Services include

  • Citibank Online
  • Citi Mobile App
  • Easy Installment Plan
  • Loan On Phone
  • E-Statement
  • Much more


Emergency Card Replacement

We can replacement a lost or stolen card anywhere in the world. The card may be delivered directly by secure courier, or through an emergency service location anywhere in the world.

Fraud Early Warning System

Our fraud notification alert will notify you about any possible unauthorized transactions on your Credit Card account on a best-effort basis. Once you get the alert, just call us back, so that we can take corrective action


Citi Credit Card monthly interest rate 2.99%, annualized interest rate 35.88%.

Citibank Terms and Conditions apply and are subject to change with prior notice. They are available upon request and on our website www.citibank.bh. All fees and charges mentioned in the Schedule of Fees and Charges apply and can be found on our website. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Bahrain Branch. Citibank, N.A. Bahrain Branch makes no warranties and assumes no liability or responsibility with respect to the products and services provided by other entity(ies).