Fees and Charges

Annual Membership Fee: BHD 25

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Your minimum monthly income should be BHD 300

The Citi Rewards Credit Card lets you earn ThankYou® Points fast, not just for the things you do, but also for the places you go and the ways you get there. So live your life and earn points along the way.


Citi ThankYou® Rewards

As a Citi Rewards cardmember you will automatically be enrolled into the Citi ThankYou® Rewards Program with which you can earn and redeem Citi ThankYou® points for a host of amazing redemption options which have been created keeping your needs in mind.


Local Currency Purchases

Earn 1 ThankYou® Point for every BHD of local currency spent. Your ThankYou® Points have no caps and never expire!


Foreign Currency Purchases

Earn 1.5 ThankYou® Points for every BHD of foreign currency spent. So whether you are dining out at a five star restaurant, or grabbing your favorite drink from your local coffee shop, use your card everywhere you shop and earn points.

Redeem your ThankYou® Points

From redemption for merchandise, instant rewards like booking your travel itinerary with your ThankYou® Points, the Citi ThankYou® Rewards Program will truly provide an unmatched rewards experience. Outlined below are the redemption options you can enjoy through the Citi ThankYou® Rewards Program.


From apparel to electronics to home goods and more, browse and redeem for items for every interest.

Book Travel

An online portal where you can redeem your ThankYou ® Points for flights, hotels, rental cars and holiday packages with no blackout dates. For flight bookings, a booking fee of USD 10 will be charged

Gift Vouchers/ Cards

Get Gift Vouchers/ Cards from an extensive array of entertainment, fashion and dining partners when you redeem your ThankYou ® Points.

Annual Membership Fee Reversal

If you wish, you can redeem your ThankYou ® Points to cover the annual membership fee for your Citi Rewards Credit Card.


Global Airport Lounge Access

Unlimited complimentary access to 1,100+ airport lounges worldwide for you and your supplementary cardmembers.

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Dining Privileges

Gourmet Pleasures from Citi is our mouthwatering dining program. Enjoy up to 20% discount at select restaurants. Browse through the whole selection now.

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Supplementary cards

Get up to 5 supplementary cards for your family members. You don't have to pay any additional fee and can choose the spending limit on each card.

MasterCard World Advantages

Travel Inconvenience Insurance

Travel doesn't always go as planned. If you encounter an obstacle, you shouldn't have to face the inconvenience alone. Whether your luggage goes amiss or flight delays interrupt your plans, Mastercard® World can compensate you.

Rental Collision & Loss Damage Waiver

Sometimes accidents happen, whether or not they are your fault. With Rental Collision & Loss Damage Waiver, World Mastercard® Cardholders have insurance on rental vehicles.

Travel Medical Insurance

You and your loved ones deserve peace of mind every time you travel. Rest assured that you will receive compensation for medical care or emergency help if you need it. For the greatest peace of mind, enhanced protection options are available to ensure that while you're traveling, your health and safety needs are met promptly and efficiently.

For details and to find out about about all the World MasterCard Advantages kindly visit Mastercard World web-site.


Automatic Account Alerts

To stay informed about your account activity, set up alerts, we'll remind you about your balance levels, payments due, or when you go over your credit limit and every purchase made with your card through the Citibank Alerting Service.


Your Citibank MasterCard Credit Card comes with contactless technology, to make your transactions a faster, easier and much more enjoyable experience!

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Monthly Bill Payment

If you hold an account with Citi, please visit www.citibank.bh and pay through Citibank Online; or make a deposit at a Citi ATM. We now accept payments even without your Citi Credit Card. Visit www.findmyciti.com/bh to see ATM locations.

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Citi Credit Card monthly interest rate 2.99%, annualized interest rate 35.88%.

Citibank Terms and Conditions apply and are subject to change with prior notice. They are available upon request and on our website www.citibank.bh. All fees and charges mentioned in the Schedule of Fees and Charges apply and can be found on our website. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Bahrain Branch. Citibank, N.A. Bahrain Branch makes no warranties and assumes no liability or responsibility with respect to the products and services provided by other entity(ies). Citibank N.A Bahrain branch is licensed by Central Bank of Bahrain as a Conventional Retail and Wholesale Bank