Secure your online transactions

At Citibank, we are constantly working towards bringing added security measures to make your banking experience safer than ever. With our new added security feature, we bring you Credit Cards with enhanced safety online. This service offers added online protection while shopping with most of the leading online merchants that incorporate the 'MasterCard Secure Code' sign.

Choose Citibank Mastercard Credit Cards to minimize fraud risk and help secure your online transactions, every time.


  • Additional verification for greater peace of mind
  • Enhances online security without additional software required
  • Simple and convenient

How it Works

Setting your goals

When you make an online purchase at the participating 3D Secure merchant, you will be prompted to key in your 16-digit card number, card expiry date and security code (CVV2).

Setting your goals

A One-Time Password (OTP) will be sent to your mobile phone number as maintained in our records.

Setting your goals

Enter the OTP when the pop-up screen appears



Citi Credit Card monthly interest rate 2.99%, annualized interest rate 35.88%.